Mortgage Ezy is a fully owned and operated Australian Non Bank Lender with Sales and Lending offices in Queensland, New South Wales, Victoria, South Australia and Western Australia. These local processing hubs have Delegated Lending Authorities (DLA) to approve loans on the spot and perform the odd lending miracle when required.
Born into the highly competitive finance world in 2001, Mortgage Ezy has exceeded even its own aggressive forecasts by delivering highly innovative and individual Home Loan Solutions to real world customers even if they don’t necessarily or regimentally meet bank’s preferred profile. Peter James (CEO) and Jodie James (CIO) have led this most flexible Mortgage Manager on a quest of engineering and tailoring finance solutions for each and every customer’s unique situation. Business Partners (others call them Brokers) and Borrowers are never treated like a number as a Bank is apt to do. Obviously customers have appreciated this refreshing personalised service and have voted with their feet catapulting Mortgage Ezy to winning the Australian Service Excellence Award in 2005/2006 and BRW Fast 100 Accolades in 2005, 2006, 2007; making Mortgage Ezy one of the fastest growing companies in Australia.
Mortgage Ezy is built upon collaborative commerce, harnessing the entrepreneurial drive of Business Partners to create and service markets that aren’t restricted by geography or ethnicity. Residential, Commercial and Personal Loans are made easy through competitive interest rates and the cutting of red tape on No Doc, Lo Doc, Lite Doc, Full Doc & Non-Conforming loans.
Committed to achieving the highest ethical and professional standards possible Mortgage Ezy strives for best industry practice and assisted in this aim as a full member of the Mortgage Finance Association of Australia (MFAA) as well as the Finance Brokers Association of Australia (FBAA). Mortgage Ezy has staff serving on the Committee of both Associations as the company is a passionate advocate for brokers and their customers. Mortgage Ezy's pursuit of excellence has not gone unnoticed with the company winning a series of awards in 2007 including its Line of Credit Loan being selected as the best LOC (judged as lowest cost over a 10 year period) by Australian Broker in July and its Premium Variable Home Loans judged as number one by Australian Property Investor in June. Mortgage Ezy’s Fixed Rates, Offset Loans and Lo Docs are currently rated at the highest level with 5 stars by Cannex. With Loan to Value Ratios (LVR) amongst the greatest in the Mortgage Industry allowing for up to 100% on Full Docs and 90% on Lo Docs clients are personally catered for regardless of their individual situation. Mortgage Ezy takes great pride in helping thousands of Australians, from First Home Owners, to buyers purchasing multiple investment properties, or just those who are looking to refinance to save money. TOO EZY!
"Maximum Interest Rates and Fees" Mortgage Ezy has a wide range of products at competitive interest rates and with fees to suit most borrowers. The maximum interest rate we charge is 10% pa or 7.5% above the Reserve Bank Cash Rate. The maximum fee that we charge for establishing a loan is $2,000.00 plus third party charges to solicitors, valuers, mortgage insurers etc.